Hire and Reward Delivery Insurance

‘Carriage of Goods for Hire and reward’ is the official term for insurance that allows you to legally use your vehicle to carry goods in exchange for payment.

When you purchase a car insurance policy it will come with restrictions on what you can use the car for. To use a car for delivery then your insurance policy must have a use type of ‘hire and reward for delivery’ or similar wording.

The permitted uses are shown on your insurance policy’s certificate of motor insurance.

Street Cover’s hire and reward insurance permits delivery of food, parcels and most other products with the exception of hazardous goods (please read your policy booklet, available on the documents page, for the full list of exclusions)

Car Insurance policies provide cover for specific uses. If you are delivering goods using your car then you need an insurance policy that has the ‘carriage or goods for hire and reward’ (or similar) as a permitted use. It’s essential for protecting you and your vehicle.

A hire and reward policy reflects the unique risks associated with delivering food and goods: such as increased mileage and frequent stops. 

All Street Cover car insurance policies provide cover to deliver goods for hire and reward (this covers the policyholder to deliver fast food, parcels and most other goods that are not hazardous).

No. Street Cover’s car insurance only provides cover for deliveries.

A motor insurance policy that permits delivery of goods typically has ‘hire and reward for delivery’ or ‘hire and reward for the carriage of goods’ or similar wording on the certificate of motor insurance.

For insurance cover to use your car as a taxi you will need a use type of ‘hire and reward for the carriage of people’ on the certificate of motor insurance.

We offer both 30 day and annual cover. Both policy durations can be set to automatically renew.